Free calculator · built for freelancers

Stop guessing your rate. Charge what actually pays the bills.

Most freelancers undercharge because they price off a number in their head. Enter your real targets below and get the hourly & day rate that covers your income goal, expenses, taxes, and unbilled time — in seconds.

Done-for-you template

Freelance Finance Command Center

The spreadsheet that runs your freelance money.

  • Income & invoice tracker (paid / overdue / projected)
  • Quarterly estimated-tax estimator so April never surprises you
  • Expense log with category rollups for write-offs
  • Rate & profit dashboard — see your real effective hourly rate
  • Runway & savings tracker; works in Google Sheets & Excel
$29one-time · instant download

Secure checkout via Stripe · Google Sheets & Excel · instant delivery by email.

Questions

How is my rate calculated?

We take your target take-home income plus business expenses, divide by your realistically billable hours (not all 40), and gross up for your tax rate and unbilled time. That's the rate that actually hits your goal.

Is the calculator really free?

Yes. The calculator is free and gives you your number instantly. The optional spreadsheet is a paid template if you want the full money system.

What do I get with the template?

A ready-to-use spreadsheet (Google Sheets + Excel) covering invoicing, taxes, expenses, and a profit dashboard — delivered instantly after checkout.