Profit hides cash-timing problems; a forecast reveals them. Enter your cash, monthly money in, and money out to see your runway now — then plan all 12 months with the full forecast.
Map every month of cash in and out — and catch the crunch early.
🔒 Secure checkout via Stripe · Excel & Google Sheets · instant delivery.
A P&L shows profit — when a sale is earned. This forecast shows cash — when money actually moves in and out of your bank account. A business can be profitable and still run out of cash, so this tool is built purely around cash timing: opening balance, money in, money out, and closing balance, month by month.
Your starting cash and, for each month, the cash you expect to collect and the cash you expect to pay out by category (payroll, rent, suppliers, marketing, loans, and so on). The template carries balances forward and flags any month where cash goes negative.
A ready-to-use spreadsheet (Excel & Google Sheets): a 12-month cash-flow grid with categorized inflows and outflows, automatic opening/closing cash, net cash flow per month, and a dashboard that surfaces your lowest balance and first negative month — delivered instantly after checkout. AI-assisted, human-built; not financial advice.
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