Free calculator · for operators & founders

Find the cash trapped inside your own business.

Between paying suppliers and getting paid, your cash is locked up. Enter your collection, inventory, and payment days to see your cash cycle and the cash it ties up — then optimize it with the planner.

Done-for-you template

Working Capital & Cash Cycle Planner

Measure the cash conversion cycle — and free up trapped cash.

  • Cash conversion cycle from DSO, DIO, and DPO
  • See exactly how much cash is tied up in working capital
  • Test how faster collection or slower payment frees cash
  • Turn working capital from a mystery into a lever
  • Assumptions-driven · Excel & Google Sheets · delivered instantly
$39one-time · instant download
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Questions

What is the cash conversion cycle?

The cash conversion cycle (CCC) is the number of days between paying for inventory and collecting cash from the sale it becomes. It equals days sales outstanding (DSO) plus days inventory outstanding (DIO) minus days payable outstanding (DPO). A shorter cycle means your cash comes back faster, so less of it is tied up funding operations.

How do I shorten my cash conversion cycle?

Three levers: collect from customers faster (lower DSO), hold less inventory or sell it quicker (lower DIO), and take the full agreed terms to pay suppliers (higher DPO) without harming relationships. Even small improvements in each free up real cash you can use elsewhere in the business.

What is in the paid planner?

A ready-to-use spreadsheet (Excel & Google Sheets): your cash conversion cycle from DSO, DIO, and DPO, the cash tied up at that cycle, and what-if scenarios for freeing cash — delivered instantly after checkout. AI-assisted, human-built; not financial advice.

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