Enter your loan amount, rate, and term to get your monthly payment and total interest instantly — then get the full month-by-month amortization schedule with the planner.
Every payment, interest, and principal — to full payoff.
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An amortization schedule is a table showing every payment on a loan, split into how much goes to interest and how much reduces the principal balance, until the loan reaches zero. Early payments are mostly interest; later ones are mostly principal.
For a fixed-rate loan the payment is calculated so the balance reaches exactly zero at the end of the term. It uses the loan amount, the monthly interest rate (annual rate divided by 12), and the number of payments. The template does this automatically and shows the full breakdown.
A ready-to-use spreadsheet (Excel & Google Sheets): the full amortization table, monthly payment, total interest, and an optional extra-payment column showing interest and time saved — delivered instantly after checkout. AI-assisted, human-built; not financial advice.
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