Free calculator · for savers & small businesses

Know exactly what to save each month to hit your goal.

Enter your goal, what you have saved, and your deadline to get the monthly amount instantly — then plan every goal and sinking fund together with the full planner.

Done-for-you template

Savings Goal & Sinking Fund Planner

Plan every goal and set-aside — and see the monthly number to hit them.

  • Plan multiple goals and sinking funds side by side
  • Monthly contribution needed for each goal, calculated for you
  • Track amount saved, % complete, and months remaining
  • Totals across all goals so you know your full monthly set-aside
  • Assumptions-driven · Excel & Google Sheets · delivered instantly
$24one-time · instant download
↩ 7-day money-back guarantee

🔒 Secure checkout via Stripe · Excel & Google Sheets · instant delivery.

🔒 Secure checkout by StripeInstant download7-day money-back guaranteeExcel & Google Sheets

Questions

What is a sinking fund?

A sinking fund is money you set aside gradually for a known future expense — like taxes, a new laptop, or an annual insurance bill — so it does not blow a hole in your budget when it arrives. You save a fixed amount each month toward the target.

How is the monthly amount calculated?

It takes what you still need (your target minus what you have already saved) and divides it by the number of months until your deadline. The planner does this for every goal and totals them so you know your full monthly commitment.

What is in the paid planner?

A ready-to-use spreadsheet (Excel & Google Sheets): a multi-goal table computing the monthly contribution, % complete, and months left for each goal, plus overall totals — delivered instantly after checkout. AI-assisted, human-built; not financial advice.

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