Free calculator · for savers & households

Know your true financial position in one number.

Net worth is the clearest measure of financial progress: what you own minus what you owe. Enter your totals to see it instantly, then track every account month over month with the full tracker.

Done-for-you template

Net Worth Tracker

Track every asset and debt — and watch your net worth grow.

  • List every asset and debt in one place
  • Automatic net worth: assets minus liabilities
  • Track it month over month and see the trend
  • Asset allocation and debt breakdown at a glance
  • Assumptions-driven · Excel & Google Sheets · delivered instantly
$24one-time · instant download
↩ 7-day money-back guarantee

🔒 Secure checkout via Stripe · Excel & Google Sheets · instant delivery.

🔒 Secure checkout by StripeInstant download7-day money-back guaranteeExcel & Google Sheets

Questions

What counts toward net worth?

Assets are everything you own with value — cash, savings, investments, retirement accounts, property, and vehicles. Liabilities are everything you owe — mortgages, loans, credit-card balances, and other debts. Net worth is simply assets minus liabilities, and it is the single best snapshot of your overall financial health.

How often should I update it?

Monthly is ideal for most people — frequent enough to see progress and catch problems, without being a chore. Updating on the same day each month makes the trend meaningful. What matters most is consistency, so you can watch the number move in the right direction over time.

What is in the paid tracker?

A ready-to-use spreadsheet (Excel & Google Sheets): asset and liability lists, automatic net worth, a month-over-month trend, and allocation breakdowns — delivered instantly after checkout. AI-assisted, human-built; not financial advice.

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