Most owners treat profit as leftovers. Enter your revenue and target percentages to split every dollar into profit, pay, tax, and expenses — then run it every month with the full allocator.
Divide every month's revenue into profit, pay, tax, and expenses.
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Profit First is a cash-management approach where you allocate a share of revenue to profit (and owner's pay and tax) before spending on expenses, rather than treating profit as whatever is left over. By setting fixed percentages and moving that money aside first, you force the business to operate on what remains — which tends to make profit consistent instead of accidental.
It depends on your revenue level and industry, and you should adjust over time. Many small businesses start with modest profit and tax allocations and a realistic owner's-pay percentage, then increase the profit share gradually. This allocator lets you set any percentages and see the dollar impact, so you can find a split that is both healthy and livable.
A ready-to-use spreadsheet (Excel & Google Sheets): revenue split into profit, owner's pay, tax, and expenses by your target percentages, with a month-by-month log and over-allocation warnings — delivered instantly after checkout. AI-assisted, human-built; not financial advice.
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