Free calculator · for membership & subscription businesses

See what each member is worth — and what churn costs you.

Churn quietly sets your lifetime value: the higher it is, the shorter members stay and the less they're worth. Enter your churn and pricing to see member LTV, then model retention with the full tool.

Done-for-you template

Membership Churn & LTV Model

Turn churn into member lifetime, LTV, and the value of retention.

  • Average member lifetime and LTV from your churn and pricing
  • See how a small churn improvement lifts lifetime value
  • Model gross-margin LTV, not just revenue
  • Compare plans or segments side by side
  • Assumptions-driven · Excel & Google Sheets · delivered instantly
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Questions

How does churn determine member lifetime?

Average member lifetime is roughly 1 divided by your churn rate. At 5% monthly churn, the average member stays about 1 / 0.05 = 20 months. This inverse relationship is why small changes in churn have an outsized effect: cutting churn from 5% to 4% stretches average lifetime from 20 to 25 months, a 25% increase in how long members stay and pay.

Why measure LTV on gross margin?

Because serving a member has a cost, so only their gross margin actually contributes to profit. Lifetime value on gross margin — revenue per member times gross margin times lifetime — reflects what a member is really worth to the business, and it's the right number to compare against what you spend to acquire one (CAC).

What is in the paid model?

A ready-to-use spreadsheet (Excel & Google Sheets): member lifetime and gross-margin LTV from your churn and pricing, with a view of how retention improvements lift LTV — delivered instantly after checkout. AI-assisted, human-built; not financial advice.

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